Our Philosophy

Our philosophy focuses on risk management strategies. Risk can never be eliminated completely from an investment strategy, but we can potentially minimize it.


There are two primary types of risk:  known risks and unknown risks

Known risks are conspicuous, although it is rarely foreseeable exactly when the risk will manifest and to what magnitude. Known risks, however, can be potentially mitigated through strategic and tactical asset allocation. 

Due to the lack of clarity surrounding unknown risks, they are much more difficult to manage. However, diversification can be an effective tool in addressing unknown risks as it can reduce your exposure to any one asset class or sector.

Diversification does not ensure a profit or protect against loss. 


Aerial view of Downtown St. Louis at night