Our Process
Snapshot of our Wealth Planning Process:
We Incorporate Risk Management Strategies Into Our Process
Every investment has risk – even cash! And since we can't predict the market, we believe it is essential to understand and watch the potential risks associated with your wealth management plan, including:
- Market risk
- Business risk
- Interest rate risk
- Credit risk
- Liquidity risk
- Governmental/political risk
In order for us to effectively mitigate these risks, we practice specific principles with your best interests in mind:
- Diversification can help reduce the overall risk of your investment strategy.
- Market timing is futile.
- Rebalancing is an important tool for addressing market risk.
- Disciplined investing can help prevent emotional decision-making.
- High expenses are a key detractor from long-term wealth creation.
If you would like to know more about how we approach risk, click on the Our Philosophy tab.
Diversification (or asset allocation) does not ensure a profit or protect against loss. Rebalancing may have tax consequences, which you should discuss with your tax advisor.